Ohio Title Corporation

500 S. Front Street, Suite 125
Columbus, Ohio 43215
614-221-7701 Phone
614-221-8954 Fax
What is Title Insurance?

What Is It?

A Title Insurance Policy insures that a new property owner will receive a title for the property that is free and clear of any unknown encumbrances, and that the owner has marketable title from the seller. The Policy also insures that the new owner will stand protected from loss or damage as a result of title defects per the terms and conditions of the Policy. Some possible encumbrances include protection from forged documents, mistakes in public records, fraud, and incorrect property descriptions. Ohio Title Corporation will perform a thorough search of the public records to reveal possible liens, claims, or other claims against the property.


The Owner’s Policy

An Owner's Policy is issued to the new owner of real estate, insuring the property free from title defects and that title is marketable per the terms and conditions of the Policy.

2006 ALTA Owner's Policy
For transactions involving real estate that is not a 1 to 4 family residence, this policy provides the proper title protection. Many consumers or real estate professionals may be familiar with the 1992 ALTA Owner's Policy, but this newer 2006 policy is now the default standard policy that should be used in all transactions where the Homeowner's Policy does not apply

1998 ALTA Homeowners Policy
For residential real estate purchases, we issue the 1998 ALTA Homeowner's Policy to maximize the insurance protection to homebuyers. Why? Because this policy is designed specifically for 1 to 4 family residences, and provides the best coverage available for the biggest purchase of most people's lives.

For a comparison of these two policies click here


The Lender’s Policy

The Lender’s Policy is issued to the lender upon filing of a mortgage creating an insurable interest in the subject property. This policy insures the lender that it has the first and best lien on the property per the terms and conditions of the Policy.

2006 ALTA Loan Policy
We work with lenders to provide them the most recent ALTA 2006 Loan Policy, and the appropriate policy endorsements to protect their interests.


Ohio Title Corporation is a proud member of The Home Builders BIA. Click here to visit them.

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